![Why Affirm Ineligible on Amazon? [Explained!]](https://tse1.mm.bing.net/th?q=why%20is%20affirm%20ineligible%20on%20amazon&w=1280&h=760&c=5&rs=1&p=0)
![Why Affirm Ineligible on Amazon? [Explained!]](https://tse1.mm.bing.net/th?q=why%20is%20affirm%20ineligible%20on%20amazon&w=1280&h=720&c=5&rs=1&p=0)
The core issue revolves around the availability of Affirm as a payment option for purchases made on Amazon’s platform. Currently, customers are unable to utilize Affirm’s buy now, pay later (BNPL) service directly during checkout on Amazon.com. This means that shoppers looking to finance their Amazon purchases through a series of installment payments via Affirm are not able to do so seamlessly within the standard Amazon purchasing process.
The decision to exclude Affirm is influenced by a combination of factors, including existing partnerships with competing BNPL providers, strategic business decisions regarding financial service integrations, and potential conflicts with Amazon’s own internal financing options or established payment processing agreements. Integrating a third-party BNPL service involves complex considerations around transaction fees, risk assessment, customer service, and data security. A historical context may also involve previous negotiations or partnership evaluations that did not result in a collaborative agreement.
