This phrase refers to the legally mandated notification provided by Amazon when it utilizes consumer reports, including credit reports, in making decisions about individuals. This notification informs the consumer that such reports may be used as part of the evaluation process, typically related to transactions or access to services. For example, if Amazon reviews a credit report when someone applies for an Amazon-branded credit card or a service with payment options, the individual must be informed.
Adherence to regulations is crucial for maintaining consumer trust and avoiding legal repercussions. Transparency regarding the use of consumer data empowers individuals to understand how their information impacts decisions made about them. Historically, the regulation stems from a need to protect consumers from inaccurate or unfairly used credit information, ensuring fairness and accountability in the use of such data.